Supreme Lending is Here to
Help our Celina Neighbors

A member of our dedicated team can get you started on your home financing journey and answer any questions you have about the home purchase or refinancing process.

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Argyle, Texas

Homeownership in Celina, Texas

Celina gets the crown for being the fastest-growing city in North Texas, according to Dallas Business Journal. The reason? Primarily because of its location between two major thoroughfares to the metroplex: Preston Road and the Dallas North Tollway. But current residents of Celina will tell you it feels like living in a small town with its community events and friendly folks. This contrast is what makes Celina so attractive for first-time homebuyers. Supreme Lending is proud to be a neighborhood lender in Celina; our roots started in Texas, and now we have grown into one of the top mortgage lenders. Here are a few more facts about Celina that current and future homeowners alike may find useful:

Argyle Population

April 2023 Median Home Listing Price

%

Percentage of Argyle Residents That Own Their Homes

A+

Public School Rating from Niche.com

Collin County

Home Loans Made Simple in Celina, Texas

Celina residents love the simplicity of rural life—local outdoor movie nights, friendly neighborhoods, events at Town Square, or the Celina Friday Night Market. At Supreme Lending, we believe in simplifying the mortgage process for our first-time homebuyers and mortgage refinance customers to give them the best home loan experience possible. Many of our customers find the mortgage process confusing or frustrating. Fortunately, our mortgage professionals are here to help. Our experienced team goes the extra mile to make mortgages easy to understand. We are happy to answer any questions, share information, and offer honest advice. As your local mortgage lender in Texas, we have what it takes to find you the right first-time homebuyer loan or refinance loan, and we are ready to provide the support you need at every turn.

The Right Loan to Suit Your Needs as a First-Time Homebuyer

Working with mortgage professionals that are familiar with the Texas lending landscape can be very beneficial for first-time homebuyers in Celina. As a local mortgage lender, our team at Supreme Lending has the expertise to help make the road to homeownership easier to navigate. We have a wide range of loan programs for first-time homebuyers to choose from. A Conventional home loan may suit some first-time homebuyers, while an FHA or VA loan could be the right choice for others. We are here to help you find the right home loan for you. Here are some basics for each loan type.

Conventional Home Loan

A conventional home loan can offer a first-time homebuyer competitive interest rates and low down payment options for those that qualify.

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FHA Home Loan

An FHA loan can offer first-time homebuyers easier credit qualifications as well as low down payment options.
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VA Home Loan

A VA loan is typically best suited for veterans and active-duty service members. Insured by the U.S. Department of Veterans Affairs, these loans have competitive interest rates and no down payment requirement for those who qualify.

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Supreme Lending

Help to Achieve Your Refinance Goals

You may be asking yourself if it is the right time for a mortgage refinance on your Celina, Texas home. Supreme Lending can help you decide when to take the leap, and we can make sure your new home loan is beneficial for you long-term. As a homeowner, let us know what you hope to achieve with a refinance and our experienced mortgage professionals will help you find a home loan that meets your needs. If your goal is to get a lower interest rate or to reduce your monthly payments, we have you covered. Or if you’d like to stop paying private mortgage insurance or turn your home equity into cash, you can count on us to help.

Get a lower interest rate.

We can work with you to see if a lower interest rate might be a possibility. If your credit score or debt-to-income ratio have improved since your original mortgage, you may qualify for better terms.

Reduce your monthly payment.

We will be happy to take a look at your situation and see if there is the possibility of reducing your monthly payment. This might be achieved if you are able to remove private mortgage insurance (PMI) or by improving your loan terms.

Turn home equity into cash.

Our mortgage professionals can also see if you are eligible for a cash-out refinance. If you are, you can use the cash from your equity any way you wish—for renovations, to pay off high interest debt, or even to pursue a business opportunity.

Articles

How Mortgage Gift Funds Work

How Mortgage Gift Funds Work

Becoming a homeowner is a dream many aspire to achieve, but saving for the down payment may be a challenge, especially for first-time buyers. One way to ease this burden is through mortgage gift funds—a generous contribution from a loved one that may help open the door to your new home. It’s...

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“The communication was amazing! Pam was very helpful and reassuring. Explained everything very thoroughly for us and helped us understand.”

Alena C.

Texas