Supreme Lending is Here to Help our Midlothian Neighbors

A member of our dedicated team can get you started on your home financing journey and answer any questions you have about the home purchase or refinancing process.

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Argyle, Texas

Homeownership in Midlothian, Texas

If you are a first-time Texas homebuyer or if you are considering a move to Midlothian, we can help. We also help existing homeowners with their mortgage refinance needs. Here are some stats that might be of interest as a new or existing Midlothian resident.

2023 Midlothian Population

April 2023 Median Home Listing Price

%

Percentage of Homes in Denison Priced < $200K in 2022

20

Total Number of Schools in Denison (Public and Private)

Grayson County

Professionals for Home Loan Solutions in Denison, Texas

Compared to the rest of the country, Denison’s cost of living is 18.1% lower than the average, making it a popular destination for retirees and first-time homebuyers alike. Whatever your reason for making Denison your home, you need a trusted mortgage professional you can turn to for home financing advice. As a local mortgage lender, many Texans turn to Supreme Lending. We’ve been helping first-time homebuyers and homeowners in Texas for over 20 years. Our hard-working and knowledgeable team is committed to making the home loan process as easy as possible. At Supreme Lending, we have a variety of loan programs that meet our customers’ needs. Put our mortgage professionals to the test and you’ll see why we’re a leading local home loan provider in Texas.

Home loans in Denison, Texas

Making the Home Loan Process an Easy Experience for First-Time Homebuyers

Not sure what type of home loan is best for you as a first-time homebuyer? Or how to go about getting a mortgage? First-time homebuyers in Texas have several home financing options, and Supreme lending can help you find the right mortgage solution. With our team on your side, you can expect a smooth home financing process to get the keys to your first home. Here are a few basic loan types we offer:

Conventional Home Loan

A conventional home loan can offer a first-time homebuyer competitive interest rates and low down payment options for those that qualify.

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FHA Home Loan

An FHA loan can offer first-time homebuyers easier credit qualifications as well as low down payment options.
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Conventional Home Loan

A conventional home loan can offer a first-time homebuyer competitive interest rates and low down payment options for those that qualify.

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Supreme Lending

Exploring Mortgage Refinance Options for Denison Homeowners

Is now the right time to replace your current mortgage with a new home loan? Let our Texas mortgage professionals know your goals as a homeowner with a refinance loan, and we’ll track down a mortgage that meets your needs. We can look for a home loan that lowers your monthly payment, for example. If you are hoping to turn your home equity into a source of cash, we can help with that too. Or perhaps you are still paying private mortgage insurance and would like to see if you can remove that from your monthly payment.

Lower your monthly payment

If lowering your monthly payment is your primary goal for a refinance, we will research our product portfolio to see if you can qualify for a lower interest rate.

Turn home equity into cash

If you have built equity in your home, and you wish to turn that equity into a source of cash with your refinance, we can look at the best home loan options to achieve this goal.

Remove private mortgage insurance

If you have enough equity in your home to remove your obligation to pay private mortgage insurance, we can find a refinance solution that meets this goal.

Articles

Understanding Loan-to-Value Ratio (LTV)

Understanding Loan-to-Value Ratio (LTV)

When it comes to the homeownership journey, there are numerous terms and ratios to navigate, and one of the most critical among them is the Loan-to-Value Ratio (LTV). In this article, we will discuss the significance of LTV in the mortgage world, how it is calculated, and strategies to improve it....

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Cash-Out Refinance* with Supreme Lending

Cash-Out Refinance* with Supreme Lending

Are you a homeowner considering tapping into the potential equity of your property for financial flexibility or home improvement projects? If so, a cash-out refinance may be the perfect solution. Let's discuss what a cash-out refinance entails and how it may benefit you. Understanding Cash-Out...

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Demystifying PMI with Supreme Lending

Demystifying PMI with Supreme Lending

When it comes to making the dream of homeownership a reality, Private Mortgage Insurance (PMI) is a key player, especially for those who may not have a hefty down payment in their arsenal. Join us as we unravel the intricacies behind PMI, exploring what it is, why it matters, and how it can...

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“Pam helped me finally understand the borrowing process. Made me feel comfortable with the decision we made.”

Matthew S

Texas